Real-world PayFi yield for your stablecoins
Earn real PayFi yield on stablecoins derived from funding cross-border payment flows with regulated fintech businesses.
Paravel originates, underwrites, and administers short-duration credit and payments financing against real cash flows for on-chain capital, generating attractive uncorrelated yield from off-chain real-world cash flows.
Payment companies pay for money that is already theirs
To settle a cross-border payment, a licensed payment institution has to hold money in the destination corridor before the payment happens. That capital is idle. It earns nothing, cannot be redeployed, and grows with every new market entered.
We replace it. A stablecoin credit is drawn at the moment of settlement and repaid days later out of the incoming flow.
Global trade finance gap
Asian Development Bank · 15 Jan 2026
Real-world B2B stablecoin payment volume in 2025
McKinsey and Artemis, via Forbes · 27 Jul 2026
Typical repayment cycle on pre-funding credit
Consistent with our own facility terms
Three roles, one accountable platform
Originator. Underwriter. Administrator.
Originate
We find and paper the credit.
Borrower sourcing, term sheets and SPV structuring.
Underwrite
We decide what enters a vault and at what cap.
Collateral, oracle, concentration limits, and the published rebalancing cadence.
Administer
We run the infrastructure and reporting.
ERC-4626 vaults, NAV attestation, redemption mechanics, and a transparency dashboard.
For allocators and curators
Wanting to earn uncorrelated real yields greater than 10%.
For payment institutions
Stop pre-funding your corridors. Stablecoin liquidity is drawn at settlement and repaid out of the incoming flow.
If you are a licensed payment institution or trade-finance originator holding capital in destination markets against settlement obligations, that capital is idle. We can finance it.
Ways to access PayFi Yield
Explore structured credit opportunities designed to provide access to PayFi and real-world asset yield.
PayFi Credit Vault I
Short-duration credit to licensed cross-border payment institutions.
Not guaranteed. Capital at risk.
Ethereum Collateral RWA Credit Vault
ETH collateral used to generate short-term yield in RWA instruments.
Not guaranteed. Capital at risk.
Security Audit Completed by Iosiro
Read the audit report produced by Iosiro following their review of Paravel DAO's smart contracts.
Get the latest from Paravel
Product updates, new vault launches, and RWA yield insights — sent straight to your inbox.
No spam. Just useful updates when they matter.